Turning 65? Get the knowledgeable help you need to navigate the Medicare minefield.
Birthdays. Whether you love ’em or hate ‘em, they beat the alternative. But when the 65th birthday rolls around, it brings more than the usual baggage. It’s the time for thinking about Medicare.
Instead of something to dread or ignore, consider your 65th birthday as a time of opportunity. Among insurance and Medicare specialists, this milestone birthday is known as the Initial Enrollment Period, which – in its entirety – extends three months before and three months after your birth month. It is during this period that you can enroll in Original Medicare, as well as Medicare Advantage Plans, Prescription Drug Plans, and Medicare Supplement Insurance Plans – whatever makes the most sense for you and your unique circumstances. With limited exceptions, during this seven-month period you have special rights that enable you to enroll in any plan that you choose, regardless of any health conditions.
Such decisions can’t be made lightly, as they will impact the remainder of your life. And Medicare can be tricky and confusing. So it is recommended that you start the process with the guidance of a licensed insurance agent who specializes in this area, like Robert D. Inghram.
An independent, licensed insurance agent for the state of Florida, Robert Inghram’s specialty is Medicare and Medicaid products offered by private insurance companies. These products include Medicare Advantage Plans, Prescription Drug Plans and Medicare Supplement Insurance Plans. With clients throughout the state, Mr. Inghram specializes in ensuring his clients understand the nuances, as well as the confusing aspects, of Medicare so that they can make a confident, informed decision about coverages, benefits and pricing that will meet their needs. The way he sees it? His role is to help you navigate the Medicare minefield.
As confusing and complicated as it may already be, that minefield is made even trickier with COVID-induced limitations and CDC recommendations for social distancing and mask wearing of the unvaccinated (or recently vaccinated). The good news is Robert can help you review plan options, answer questions, and sign up for the plan of your choice remotely in the comfort of your home through his web portal or if you don’t have internet access, by phone. As your 65th birthday approaches, there’s no need to feel anxious about signing up for Medicare. To request a consultation, a quote, or to simply learn more, go to www.RobertInghram.com, call 727-269-5053 (866-820-4282 toll free) or email Bob directly at robert.d.inghram@gmail.com.
ROBERT INGHRAM, MEDICARE ADVISOR
www.RobertInghram.com
robert.d.inghram@gmail.com
2706 Alt. 19 N, Ste. 322, Palm Harbor 34683
727.269.5053 or 866.820.4282